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James Ong

In Touch

A Monthly Curated Newsletter

Making decisions on property is not trivial, as they often have effects on our quality of life in ways that are not just material but also financial and emotional. Regardless of our experience levels in making decisions on our properties and homes, it helps to have an appreciation of what resources are involved, and how we can be resourceful about them. I hope you find the materials in this issue useful.

New HDB policy: Standard, Plus and Prime – how does it affect you?

Housing and Development Board (HDB) will change how it classifies Build-to-Order (BTO) projects, starting in the second half of 2024. The policy changes intend to ensure that HDB policies continue to remain relevant in Singapore's current social and economic construct.

 
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Understand the costs of buying a home

This article provides a comprehensive guide to the costs of buying a home in Singapore, including down payment, stamp duty, legal fees, and renovation costs.

 
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DECORATE YOUR HOME FOR FREE | 10 DECOR IDEAS ON A BUDGET

 
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I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
 
James Ong
 
 
 
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Testimonials and Referral Notes

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Alwyn Chan. Legal Associate.

Caught up with James recently and even started to work with him on my financial portfolio. It has been an insightful experience for me as James really knows his stuff. He even goes the extra mile to question me when I do not have questions. You won’t regret getting to know this friend of mine.

Bharat. Civil Engineer. Aecom Corporation

I got to know James through a good friend who have benefitted from his work. This time, I had a stopover in Singapore as I was travelling from India back to Australia. He brought me around to visit the sights fully funded. I like what he does and I believe you should get to know him too.

Yew Siang. Masters student. Stanford University

There can be many intricacies in insurance products and it is important to find a capable financial consultant you can trust. James more than fits the bill - he is hardworking, on-the-ball, and eager to learn. You can ask questions on any insurance planning concepts and get prompt and detailed replies. With James as your financial consultant, I’m sure you will be in good financial shape.

Lim Teng Jie. Law Graduate. NUS.

James is a an excellent financial consultant who is caring, dedicated and enthusiastic. He takes time to explain difficult insurance terminology in simple and easy to understand ways, and constantly updates himself on policy changes so that the coverage he advises on will always be the most effective one for your lifestyle. You can be assured that he constantly has your best interests at heart.

Omy Romelu. Research Supervisor. Evoqua Water Solutions

You are not alone if you think that financial matters are not getting simpler through the years, with crypto currencies to robo-advisors. I made a mistake to purchase a savings plan with the bank only to find out it was an endowment policy. Luckily James was here to guide me and understand what it was together with my colleagues. I’m confident James will be your biggest asset.

Vivian Chua

James helped me to understand and visualise my finances better with Goalsmapper, his proprietary software as his value-added service. I feel this is very helpful and would like to recommend you to have a chat with him and get yourself your own chart too!